Self help tools

Here are some useful tools that can help you take control of your mortgage finances. They’re simple to use, and could help you manage your money and budget more effectively.

Budget planner

Planning your budget can be easier said than done. But it's essential so you know where your money is going each month.

Our BalanceMyBills budget planner should help you build up a clear picture of your income and expenditure each month, to help you avoid or overcome any problems paying your mortgage. It will also give you an idea of the sort of information you will need to provide if you call us to discuss any mortgage payment difficulties. It is a good idea to check you have this information to hand when you call us.

Spendometer (for iPhone)

For iPhone only: Once you have made a budget plan, it's vital that you stick to it. To help you do so, download the The Money Charity Spendometer free to your iPhone.

The Spendometer is produced by The Money Charity and allows you to set your budget and track your spending every day. It is free, simple to use and all works via your mobile

Rate rise planning

If you would like to see how future interest rate rises could affect your monthly mortgage payments, just use our rate rise calculator. Simply enter a few basic details about your mortgage and we will show you what your payments could be, should rates rise in the future.

If you are concerned that you may struggle to meet your monthly payments in the future, then please contact us as soon as possible to see how we can help you